Capital One SmartLine^tm Platinum MasterCard® with a 5.99% Interest Rate

The SmartLine^tm Platinum card is our best credit card with a low annual interest rate of 5.99% on purchases and balance transfers. It could save you money. It’s like a line of credit but much more convenient. Plus, you get this low rate for three years - guaranteed. After your three years are up, your annual interest rate becomes a variable rate of Prime +3.75%.

Card Details:

• Purchase and Balance Transfer Rate: 5.99%
  
• Cash Advance: 19.8%
  
• Annual Fees: $0.00
  

Capital One SmartLine^tm Platinum MasterCard® requires excellent credit to qualify


Apply Now for the Capital One® SmartLineT Platinum MasterCard®

*Not available to residents of QC, NT, NU, or YT

MBNA Gold MasterCard® Credit Card

The Gold MasterCard® Credit Card has no annual fee and a credit limit of up to $100,000.

Additional Information:

• 9.99% Annual Interest Rate on Purchases and Cash Advances
  
• No Annual Fee
  
• Around-the-clock fraud protection
  
• Online access to your credit card account
  
• Unparalleled 24-hour Customer service
  
• Immediate cash access at 430,000 ATMs internationally

To qualify for the MBNA Card:

* You must be a Canadian resident and have a Canadian credit file
* You must be of age of majority in your province of residence
* Your credit history must be clear of bankruptcies or seriously delinquent accounts
* You must have a total household income of $35,000 or greater (not applicable to students)

Apply Now for the MBNA Gold MasterCard® credit card

Capital One Gold MasterCard®: 11.9% Guaranteed for 3 years

Get this great low-rate credit card with a long-term rate of 11.9% on purchases and balance transfers for three years – guaranteed. And what happens after that? In June 2013, your annual interest rate becomes a variable rate of Prime+9.9%..

Card Details:

• Purchase and Balance Transfer Rate: 11.9%
  
• Cash Advance: 19.8%
  
• Annual Fee: $19
  

The Capital One Gold MasterCard® requires the following:

• You've had open credit such as a credit card, loan or line of credit for more than six years
  
• You've had good credit for the last seven years (this means no defaults on credit as a result of failing to pay debts back to creditors)
  
• For the last nine months, your credit situation has remained the same (this means you haven't opened a new credit card account, loan or line of credit)
  
• You've made at least your required minimum payments on your existing credit on time in the last three months
  
• Your household income is more than $30,000

If you do not meet these requirements, then you might want to look at the Capital One Guaranteed MasterCard®.

Apply Now for the Capital One Gold MasterCard®: 11.9% Guaranteed for 3 years

*Not available to residents of QC, NT, NU, or YT

Low Rate Guaranteed Secured MasterCard®

With a Low Rate Secured MasterCard you get a great low interest rate that could save you money in interest payments. The only difference between Secured credit cards and regular credit cards is that you need to provide security funds as collateral before you can receive your card and access your credit.

Card Features:

• Guaranteed Approval
  
• Low rate of 14.9% on purchases and balance transfers
  
• May help you establish or re-establish your credit history
  
• Annual Fee: $69
  

Your Approval is Guaranteed if:

• You don't have an existing Capital One account
  
• You haven't had a Capital One account that was in bad standing at any time within the last 12 months before applying
  
• You haven't applied for a Capital One account within the last 65 business days
  
• You live in and are age of majority in AB, BC, MB, NB, NL, NS, ON, PE or SK

Apply Now for the Capital One® Low Rate Guaranteed Secured MasterCard®

*Not available to residents of QC, NT, NU, or YT