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Credit Cards

Choosing a Credit Card

Balance Transfers Credit Cards
Balance Transfer Credit Cards
Balance transfer credit cards allow you to consolidate credit card debt onto one card, allowing you to shed yourself of high interest rates. And therefore saving you money. But initiating a balance transfer from a high interest rate credit card to a credit card with a lower interest rate is not void of pitfalls. You need to understand how a balance transfer works. And more importantly you need to understand the fees associated with the transfer. Many times there is fine print attached to the transfer that includes hidden charges. Some credit cards may charge a transfer fee that can be a percentage of the balance transferred. Be sure that there is a cap on the amount, or else a balance transfer in the thousands may end up costing you hundreds of pounds. Also, be sure the bank doesn't charge a high annual fee, or joining fee. For additional details on the balance transfer credit cards, please visit Balance Transfer Credit Cards
Low Rate Credit Cards
Low Interest Rate Credit Cards
Low Interest Rate credit cards offer introductory rates of up to 0% APR for anywhere between 3 to 12 months for when the credit card account is opened. This rate can, depending on the credit card company can apply to new purchases, cash advances, and balance transfers from other credit card account. Additional details can be found at Low Rate, Low APR Credit Cards
Rewards Credit Cards
Rewards Credit Cards

Rewards credit cards are the fastest growing segment of the credit card industry.  Since everyone uses credit cards, it’s only natural to want the benefits of a rewards program from your everyday purchases.  Rewards programs come in a variety of flavors; cash back rewards, shopping rewards, travel rewards, entertainment rewards are just a few of the rewards program available.  If you use these cards in the way they are intended, they can prove to be very beneficial to your credit card purchasing.  Find out more about the Rewards Credit Cards we offer.

Travel Credit Cards
Travel Rewards Credit Cards
Credit cards that offer travel rewards programs are reasonably flexible and might provide airline miles, points that are redeemed for hotel accommodation, or both. You earn reward points or airline miles whenever the credit card is used for everyday purchases. Credit cards used for travel related spending such as purchasing airline tickets or hotel reservations, a greater number of reward points are usually awarded. Reward points can be redeemed for airline tickets, hotel accommodations, car rental, or special priority treatment or upgrades while traveling. To find out more about Travel Rewards Credit Cards
Bad Credit Credit Cards
Credit Cards to Improve Credit
Worrying about your credit problems is not going to solve them. We promote credit cards for individuals with bad credit or simply put, less than perfect credit. Simply qualifying for a credit card will not help you build, re-build or re-establish your credit. The key to improving your credit rating and subsequent credit history is making on-time payments with all of your creditors and maintaining your account balances well below the credit limits. This is the key to changing your financial future, and fixing your credit history. To find out more, visit our Bad Credit Cards Cards section
Choosing a credit card that fits your needs is what we are all about. We provide the tools and information necessary to make an informed decision on not only the credit card that best fits your desires, but also the credit card that fits your credit history.

The first step in choosing a credit card is to figure out what credit card you want. Credit Card within Canada are divided into five main categories.

Featured Canadian Credit Cards

Featured Canadian Credit Cards
Company
Card Logo
Card
Name
Purchase Rate Balance Transfer Rate Typical APR (variable) Annual Fee Card Benefits Apply
Capital One Guaranteed Secured MasterCard Capital One Low Rate Guaranteed Secured MasterCard Low rate of 14.9% on purchases and balance transfers Low rate of 14.9% on purchases and balance transfers 14.9% $79 The Capital One Low Rate Guaranteed MasterCard offers a low rate on purchases and balance transfers, May help you strengthen your credit history, $0 fraud liability for unauthorized use, Security funds not required, unless we contact you .

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Capital One Aspire Traveltm World MasterCard® Prime + 16.8% Prime + 16.8% Prime + 16.8% $120 Capital One Aspire Travel tm World MasterCard® offers more reward miles – on everything you buy! Earn 2 reward miles for every $1 – on all purchases, 35,000 bonus reward miles with your first purchase, 10,000 anniversary bonus reward miles every year Redeem for travel, cash, merchandise and gift cards.

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Guaranteed MasterCard Capital One Guaranteed MasterCard 19.8% on purchases and balance transfers 19.8% on purchases and balance transfers 19.8% $59 The Capital One Guaranteed MasterCard may help you strengthen your credit history, Security funds not required, unless we contact you.

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Delta Airlines Delta SkyMiles Golf MasterCard Delta SkyMiles® Gold MasterCard® Capital One® Card 19.8% on purchases and balance transfers 19.8% on purchases and balance transfers 19.8% No Annual Fee Earn Delta Miles on everything you buy, 2,500 bonus Delta miles with first purchase, 1 Delta mile for every $1 you spend on Delta purchases, 1 Delta mile per $2 for all other net purchases, Gold benefits including Purchase Assurance.

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MBNA Platinum Plus MasterCard MBNA Platinum Plus® MasterCard® 17.99% Annual Interest Rate 0% introductory annual interest rate† on balance transfers* and cheque cash advances for 15 months * 17.9% No Annual Fee The MBNA Platinum Plus® MasterCard® Credit Card has no annual fee, and you get a low interest rate for balance transfers and cheque cash advance

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MBNA Credit Cards MBNA Smart Cash MasterCard® Smart Cash Platinum MasterCard® Credit Card Introductory 1.99%† for balance transfers* and cheque cash advances for 10 months 19.99% for purchases, cash advances and balance transfers 19.99% Annual Interest Rate $0 Use your MBNA Smart Cash Platinum MasterCard® and get up to 5% cash back - That's not just smart, that's Smart Cash

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MBNA PremierRewards® Platinum Plus® MasterCard® MBNA PremierRewards® Platinum Plus® MasterCard® 19.99% Annual Interest Rate on Purchases and Cash Advances 19.99% Annual Interest Rate on Purchases and Cash Advances 19.99% Annual Interest Rate $0 Use your MBNA PremierRewards® Platinum Plus® MasterCard® credit card for every day shopping, groceries, gasoline, even to pay your utility bills and get 1% back

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MBNA Credit Cards MBNA Best Western MasterCard® Best Western MasterCard® Credit Card 19.99% 19.99% 19.99% No Fee Earn Best Western Rewards points for your everyday expenses! Receive 20,000 bonus Best Western Rewards points after your first qualifying purchase, Earn 1.5 Best Western Rewards points for every $1 in net retail purchases, Receive 50 Best Western Rewards points for every cash advance transaction over $50

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American Express American Express Air Miles Platinum American Express® Air Miles® Platinum Credit Card 2.99% special interest rate for purchases for the first 12 months of Cardmembership (conditions apply) 19.99% 19.9% $50 Earn 1 reward mile for every $10 in Card purchases at AIR MILES®* Sponsors, 1 reward mile for every $15 in Card purchases everywhere else. Plus earn a welcome bonus of 400 reward miles the first time you use the Card.

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Capital One Guaranteed MasterCard American Express® Air Miles® Platinum Credit Card 2.99% special interest rate for purchases for the first 12 months of Cardmembership (conditions apply) 19.99% 19.99% No Fee Receive a Welcome Bonus of 150 reward miles the first time you use the Card. 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors, 1 reward mile for every $20 in Card purchases everywhere else.

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Peoples Trust People Trust® Secured MasterCard People Trust® Secured MasterCard 19.50% on outstanding balances na 19.50% on outstanding balances $71.40($5.95/month; collected monthly) - for each primary card $35.40($2.95/month; collected monthly) - for each supplemental card Your approval for Peoples Trust® Secured MasterCard® Card is almost guaranteed!

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Choosing the credit card that is best for you is rather simple. What's not simple is the effort that is needed. That's where we come in, we provide the tools and information necessary to help you find the credit card that is right for you. If you are looking for a Visa card, a MasterCard or American Express credit card, our site provides the information and data so that you can choose the card that is right for you. We can also help you choose a rewards credit card. Canada's best travel cards, airline cards, and cash back credit cards are featured. And if you have poor credit, we can help you get the credit card you need.
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